A microloan or loan is a type of lending. Usually it has a short repayment period, a relatively small amount and a high interest rate.
How much can I take? What are the requirements of MFIs to clients?
All MFIs issue loans to clients from 21 to 65 years. Some of the companies extend this criterion for a range from 18 to 70 years.
Of the required documents – always need a passport of a citizen of the Russian Federation, with a permanent residence permit in Russia. Sometimes you may need an income statement.
Also, some of the MFIs are considering and accepting applications from potential borrowers with a bad credit history. Unfortunately, such borrowers do not have the opportunity to issue a loan for large sums, on average, the maximum possibility of approval from loans with bad KI to 25 thousand rubles.
You can get a loan on the card online, urgently, with a bad credit history right now in the MFI from our list.
At the moment there are many microfinance companies that provide lending services to any category of clients. Here is a list of MFIs that have the highest percentage of loan approval compared with the rest of the mass.
MoneyMen. The rate of approval of the rate is 86%. The loan amount is from one and a half to seventy thousand rubles. Loans are granted for a maximum period of up to four months.
From the requirements to the client: a passport of a citizen of the Russian Federation, the presence of a permanent residence permit in Russia, personal income tax, and a copy of the work record.
The required age of the borrower – from eighteen years. Ways of withdrawing funds: to a bank card, current account, e-wallet (such as QIWI or Yandex.Money), through Euroset. Ways to repay the loan – through bank cards, mobile operator, e-wallets or in cash. The interest rate ranges from 1.1 – 1.4%.
Also, the MFI has such an option as a possible extension of the loan repayment period. In addition, applications from customers with bad KI are reviewed.
The time for consideration of the online application is about one minute, the term for issuing a loan is up to ten minutes after approval of the loan.
The Timer Loans from two to 30 thousand rubles. Borrowers, on average, are between eighteen and seventy years old. It takes about four minutes to consider the application . The loan payment is instantaneous.
Lime Loan . Percentage approval rate at this microfinance company is 91%. The loan amount ranges from two to seventy thousand rubles. The term of the loan is from one to 168 days.
Processing time is almost three minutes. The time for consideration of the application is about five minutes, the loan issuance period is instant after approval of the loan. The interest rate is about 0.83 – 2.18%. The schedule of the company around the clock.
Requirements for borrowers: from eighteen to sixty-five years. From the documents you must provide a passport of the citizen of the Russian Federation. Ways of issuing a loan: to a bank card or account, e-wallets (QIWI, Yandex.Money, etc.), it is also possible to withdraw cash through the Contact system.
eKapusta. The maximum loan amount is up to thirty thousand rubles. The term of the loan is 21 days, on the interest rate issue – it is zero for the first loan, 2.1% per day for using the loan in the first 12 days, 1.7% per day – for each subsequent day after the first 12 days .
The time for consideration of the online application is instant, the time for issuing the loan itself is up to ten minutes after approval. The schedule of the company around the clock. The possibility of extending the loan is present.
Requirements to the client: passport of the citizen of the Russian Federation, age from 18 years. Ways to get a loan: to a bank card, bank accounts, e-wallets, or cash withdrawal through systems such as Contact or Golden Crown .
You can redeem it through a bank card or electronic money. Applications from customers with bad KI are also considered.
As already stated earlier, yes, you can. What is KI and what is it like? This is nothing more than a credit history.
MFI clients and credit organizations can be either positive or bad, negative . People who have not previously dealt with lending and financing have zero credit history .
Positive clients have those clients that have proven to be solvent borrowers. The loans or loans previously issued for them were paid on time and fully paid, there were no problems with the MFIs and the application itself.
Negative credit history is in those people who had previously dealt with the issue of credit, but did not have time to pay the full amount in time. Such banks are denied lending to all banks, but some MFIs approve applications.